Credit Card Processing Discounts

Accept payments faster with exclusive Windfall savings

Efficient, reliable payment processing is critical to business success, and it shouldn’t cost a fortune. Through Windfall’s group purchasing program, members gain access to industry-leading merchant services from USPAY with exclusive discounts, free tools, and top-tier support.

From mobile payments and online invoicing to virtual terminals and contactless checkout, your business can process transactions faster, smarter, and at lower rates, with no equipment fees, no hidden costs, and fully managed onboarding.

Join Windfall’s group purchasing program for free today and simplify your payment processing with expert tools built for modern businesses.

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What’s Included with Our Credit Card Processing Discounts

When you become a Windfall® member, you gain access to exclusive merchant services and negotiated rates through our partnership with USPAY. Here are just a few of the benefits included:

An Asian male cashier processes a card payment from a customer in a grocery store. The focus is on the payment terminal and hands, capturing a moment of everyday commerce.

.95% Retail Qualified Rate

Special Windfall member pricing for in-person transactions
Stuttgart, Germany - April 30, 2024: Platinum credit card from American Express Amex for paying as background in Stuttgart, Germany.

Negotiated Amex Rates

Take American Express with reduced rates and dedicated support
Free credit card terminals and payment equipment with Windfall Group Purchasing

Free Equipment

Terminals, mobile readers, and more. No hardware costs to get started
Easy invoicing by email or text with Windfall’s USPAY solution

Instant Invoicing

Send invoices via text or email and collect payments faster
Free virtual terminal setup and online payment gateway

Virtual Terminal & Portal

Accept payments online with free gateway setup and management tools
Recurring billing setup for businesses using Windfall’s credit card program

Recurring Billing

Set up automated payments for repeat customers or subscription services

Savings and setup support are available immediately through your Windfall-connected USPAY account.

Who We Serve

Windfall’s merchant services program is built for organizations of all types looking to streamline their payment process and reduce fees.

If you take payments in person, online, or by phone, this program was designed to save you money and time.

Small to mid-sized businesses

Trade and service professionals

Retailers and franchise groups

Law firms and professional offices

Hospitality and healthcare-related businesses

and more!

Benefits of Our Credit Card Processing Program

Lower Processing Costs

With exclusive group purchasing rates, including a qualified .95% rate for retail transactions, you keep more of what you earn.

Free Hardware & Setup

No equipment fees, no software costs. Get the tools you need to start processing payments today.

American Express Simplified

Take Amex with ease through our managed support and pre-negotiated pricing.

Flexible Payment Options

Mobile, contactless, recurring, and online. Whatever your customers prefer, you’re ready.

Instant Invoicing & Online Tools

Send invoices by email or text, track payments in real time, and manage everything through your portal.

Built for Business Efficiency

Improve accountability, track employee sales, and streamline your billing process in one integrated system.

How It Works

Windfall’s partnership with USPAY gives you direct access to enterprise-grade payment tools—at pricing built for small and mid-sized businesses.

Here's how to get started

  1. Join Windfall by completing our free membership form

  2. Connect with a USPAY representative to discuss your payment needs

  3. Set up your account, receive your free equipment, and start processing

  4. Log in to your portal to manage invoices, transactions, and reporting

Your exclusive rates, services, and support are all included at no additional cost.

Windfall’s partnership with USPAY gives you direct access to enterprise-grade payment tools—at pricing built for small and mid-sized businesses.

Choose Windfall Group Purchasing

With Windfall, processing payments is easier, more affordable, and fully supported by trusted experts. Whether you're upgrading outdated systems or launching a new location, this program helps you take control of your payment operations—without overpaying.

Join Windfall® today and unlock smarter, simpler credit card processing.

“Joining Windfall GPO immediately lowered our credit card processing costs. The group rates were far better than anything we could negotiate on our own.”

“Being part of the GPO leveled the playing field. We’re now paying rates comparable to much larger organizations.”

“Through Windfall GPO, we reduced our effective processing rate by over 35%. The savings added up quickly across thousands of transactions.”

“Using Windfall GPO’s negotiated processing rates was one of the easiest cost-saving decisions we’ve made.”

“Windfall helped us eliminate unnecessary fees and lock in lower processing costs. We’re saving thousands annually.”

“The collective buying power of Windfall translated directly into lower credit card processing fees for our business.”

“Leveraging Windfall’s negotiated rates allowed us to significantly reduce our credit card processing expenses without changing how we do business.”